10 things to look for while shopping for health insurance

Dubai: If you are still shopping for a health insurance you might be looking for a plan that gives you real value for money and provides appropriate coverage with a small component of co-insurance or the percentage of the consultation and treatment that you have to pay as a consumer.

Dr Sanjay Paithankar, director of Global Net, the Third Party Administrator (TPA) that provides the health network for your package, told Gulf News: “It is the right of the employee to have the insurance package he enjoys explained by his organisation’s Human Resources in great detail. In case of group insurances the company itself is the main policy holder and has the relevant documents explaining terms and conditions. The employee can demand his copy or ask for a session to be arranged to know what kind of health cover he enjoys.”

According to Jonaki Bhattacharya, director, Lifestyle Insurance, Dubai, “In other words, when you are shopping for a health cover package, you are looking for something that is absolute value for money that justifies your premium and does not make you insecure in case you fall sick. So, you need to pay attention to certain fine print while shopping for the ideal package.”

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